Amazon has introduced a new credit service called Amazon Pay Later in India. It offers customers an instant zero-interest credit on any of the listed products on Amazon India and even allows them to repay it in monthly instalments up to 12 months.
Amazon Pay Later is a rebrand of Amazon Pay EMI credit service which has was launched in the US in September 2018.
The scheme currently offers 3, 6, 9, and 12 month EMI plans. The credit limit for purchases can be between Re 1 to Rs 60,000.
“Amazon Pay Later is a unique service that will help customers expand their access to credit and experience the most convenient option of making payments. In current times Amazon Pay later empowers our customers to better manage their monthly spends,” Mahendra Nerurkar, CEO Amazon Pay India said in a statement.
Customers must be 23 years of age or above and need to have an Amazon account with a verified mobile number, a valid permanent account number (PAN) card, bank account with one of the selected banks specified by the company.
It also requires a valid document as address proof – Driving Licence, Voter ID card, Aadhaar, Utility Bills (not older than 60 days), Passport.
Users need to register for the Amazon Pay Later service, which can be done via the Amazon India mobile app.
The online retailer is providing service to a limited set of customers. This is available for purchases on mobile and desktop platform, while registration can be done only through mobile.
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